Reinventing
the 401(k).
Todays Pension makes it easy and affordable to help your employees save for retirement.
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An industry-leading commitment to outstanding customer service
Experience the Todays Pension difference with fast, reliable service and full accountability for all plan administrators and participants.
The first 401(k) with 3% cash back on contributions
(k)ickstart® your employees' retirement savings with 3% cash back. We'll contribute 3% of eligible employee contributions as cash back into their accounts.
Finally, end-to-end administration
Todays Pension takes the hassle out of retirement plan administration. We handle everything from enrollment to compliance, so you can focus on growing your business.
A 401(k) may be more affordable than you think
Through transparent pricing and no hidden fees, we make offering a 401(k) accessible for businesses of all sizes. See exactly what you'll pay with our simple, flat-fee structure.
Making waves in the retirement industry
Founded in 2015, Todays Pension is a hyper-growth company on a mission to close America's retirement savings gap
From startups to Fortune 500 companies, thousands of businesses rely on our platform for their retirement benefits
Over a million employees are building their retirement savings through our comprehensive 401(k) platform
Seamlessly connect with the most popular payroll providers for automatic contribution processing
Flexible, customized retirement plans
We offer Traditional and Roth 401(k)s, 403(b)s, safe harbor plans, and more. Our team will help design the perfect plan for your business needs.
Easy to use interface
Your dashboard gives you a 360-degree view of your company's retirement plan. Track contributions, monitor participation, and manage your plan with ease.
Let's Talk
Ready to offer your employees a better retirement benefit? Get started with a free consultation.
Notes & Disclaimers
3% cash back is available to eligible individuals making $60,000 or less in gross income and contributing to an employer-sponsored Todays Pension 401(k) plan. Todays Pension will contribute 3% of the employee's contributions as cash back. The 3% cash back amount contributed by Todays Pension is subject to IRS annual additions limits.
Service guarantee compensation is subject to terms and conditions outlined in the Service Level Agreement. Compensation may be in the form of account credits and is not guaranteed for all service issues.
Investment returns are not guaranteed and are subject to market risk, including the loss of principal. Past performance does not guarantee future results.
Todays Pension Inc. is not a law firm and does not provide legal advice. For legal advice, please consult with a qualified attorney.
All statistics and numbers are as of December 31, 2024, unless otherwise noted.
Securities offered through Todays Pension Securities, LLC, member FINRA/SIPC. Advisory services offered through Todays Pension Advisors, LLC, a registered investment advisor. Todays Pension Securities, LLC and Todays Pension Advisors, LLC are affiliates of Todays Pension, Inc.
© 2025 Todays Pension, Inc. All rights reserved. Todays Pension® and the Todays Pension logo are registered trademarks of Todays Pension, Inc.